body {                           
	background-color : #ffffff;
	background-image : url(img/bg1.gif);
	background-repeat : repeat-y;
	background-position : top;
}

.le{
	background-image : url(img/bg2.gif);
	background-repeat : repeat-y;
	background-position : left;
}

.to {
	background-image : url(img/bg1.jpg);
	background-repeat : repeat-x;
}

.fo{
	background-image: url(img/bg3.gif);
	background-repeat: repeat-x;
	background-position: bottom;
	height: 37px;
	color: #97C1CF;
}

td{
	font-family: Verdana;
	font-size: 12px;
	color: #000000;
}

.ma{
	padding-left: 20px;
	padding-right: 30px;
}

input{
	font-size: 10px;
}.news {
	font-family: "Zurich Ex BT";
	font-size: 12px;
	color: #000000;
}
.text {
	font-family: Verdana;
	font-size: 12px;
	color: #000000;
}
.heading {
	font-family: Verdana;
	font-size: 30px;
	color: #000000;
	font-weight: bold;
}
.subhead1 {
	font-family: Verdana;
	font-size: 18px;
	font-weight: bold;
	color: #FF0000;
}
.large {
	font-family: Verdana;
	font-size: 16px;
	color: #000000;
}